Darwin's messaging for 2007 revolved around two central themes: the company's cautious approach to writing new business and their plan to grow the company by going small (i.e., pursuing niche segments that are ignored by larger insurance providers). This report is wrapped in caution tape with a small review booklet inset in the inside front cover opposite a vault door covered 10K. AR housing holds the 10K and the review booklet is inset in the inside front cover. Housing 4 pages, 8 1/4 x 11, book bound, 2-color plus silver foil; review booklet 32 pages, 4 x 6, perfect-bound, 4-color; 10K 128 pages, 8 1/4 x 11, perfect-bound, silver foil cover, interior black and white.